Business Overheads Cover provides insurance to cover the regular fixed operating expenses of your business, if you can't work due to sickness or injury. You can purchase Business Overheads Cover either on its own or packaged with either Income Protection Cover. This cover has been specifically designed for self-employed people.

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Contact details:
Business Name
Contact Name*
Contact Email*
Contact Phone
Address

Expense Details
Rent $
Mortgage/Loan Repayments on Business $
Electricity, Gas, Water, Heating, Cleaning and Laundry $
Telephone $
Insurance Premiums $
Leasing of Equipment $
Leasing of Motor Vehicles (excluding taxi or trucks which can be left out if you are unable to work) $
Property Rates and Taxes $
Membership Fees to Professional Bodies and Subscriptions $
Accountant's and Auditors Fees $
Salaries and Associated Costs (eg superannuation, payroll tax, workers compensation) for employees not producing revenue $
Contracted Maintenance/Repairs $
Banks Fees/Charges $
Contracted Security Costs $
Postage $
Locum Fees (if applicable) $
Contracted Equipment Hire $
Registration and Insurance of Vehicles and Equipment $
Please provide details of other fixed expenses usually incurred in the conduct of the business (please specify) $
TOTAL $